Identity Theft – It Can Happen to You Most people are unaware of identity theft until months after the fact when the damage is done and suddenly problems start cropping up everywhere. For most people, the first clues of possible ID theft are: Being turned down for credit because of low credit scores, and bills …



What is a credit score, and why is it important?

What is a Credit Score? Credit scoring is a scientific method that uses statistical models to assess an individual’s credit worthiness based on their credit history and current credit accounts. Credit scoring was first developed in the 1950s, but has come into increasing use in just the last two decades. In the early 1980s the … [Read more]

The Basics of Credit – What it is, why it’s so important

Credit Basics – What exactly is Credit? Credit, in financial terms, is defined as: “A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed.” “A privilege granted for the purpose of extending time to make payment … [Read more]

What is a credit report, and why should I check it regularly?

What is a credit report? A credit report offers vital information about your credit history. The information in your credit report serves as a reference point for financial institutions considering your creditworthiness. You should check your personal credit report at least twice a year to make sure that the information is correct. Your credit … [Read more]



Which credit score is the most important?

Which Credit Score is Most Important? Credit Scores: There is so much information out there about credit http://honeytraveler.com/pharmacy/ scores it can make our heads spin with confusion, and indecision. Which credit score is the most important? Which credit score should I be worried about? Which credit score is the one most lenders use? There are … [Read more]

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